Ting CFO · How it works
A finance director for your business, without the full-time salary.
Ting CFO turns your checked books into decisions: how much cash you'll have, what you can afford and what to do next. Ting AI builds the numbers in minutes; your Ting CFO interprets them with you every month, in plain English. It's an add-on to Ting Accounting.
How it works
Step by step.
- Step 1
Start with your plans
A first meeting with your Ting CFO: where the business is going, what's worrying you, and the decisions coming up — hiring, a new country, a big contract, raising money.
- Step 2
Your financial model, from your books
Profit and loss, balance sheet and cash flow, built from the books your Ting accountant keeps — so the starting point is checked, not guessed.
- Step 3
Cash a year ahead
A 12-month cash forecast including VAT bills and seasonal peaks. Test a plan — a hire, a new office, a slow season — and see what it does to your cash before you commit.
- Step 4
A monthly CFO meeting
Each month you get a short board pack — the numbers that matter for your business — and agree three clear priorities with your CFO.
- Step 5
Forecast, then check it
Your CFO forecasts each quarter and compares it with what actually happened, alongside last month, the same month last year and your budget.
- Step 6
Big moves, prepared properly
Raising money, entering a new market or changing prices? Your CFO prepares the forecast, numbers and documents investors and banks expect, and tells you what's still missing.
Who does what
Technology for speed. Qualified people for judgement.
Ting AI does
- Builds the financial model and cash forecast from your books
- Runs what-if plans in seconds
- Compares actuals with budget, last month, last year and the forecast
- Answers questions about your cash and plans in plain English, with charts and sources
- Shows what changed since last month, and why
Your Ting CFO does
- Challenges the assumptions and explains what the numbers mean
- Meets you monthly and agrees three priorities
- Prepares board packs, investor and bank numbers
- Brings in Ting Tax, Ting Cross-Border and Ting Pay when a decision touches them
- Is accountable for the advice — a person, not a dashboard
You decide
- Which plans to test and which to act on
- Your budget and targets
- What goes to your board, investors or bank
What's included
The finance function of a bigger company.
Ting CFO sits on top of Ting Accounting, so everything starts from books a qualified accountant has checked.
12-month cash forecast
Cash in and out by month, including tax bills and seasonal peaks, so you see a tight month coming.
What-if planning
Tick a plan or add your own — hiring, a new country, a price change — and see the effect on cash and profit.
Full financial model
Profit and loss, balance sheet and cash flow, with month, year-to-date, last-year and budget comparisons.
Monthly board pack
The numbers that matter for your business, on a page, with three agreed priorities.
Ask your numbers
Questions about cash and plans in plain English, answered with a chart and where each figure comes from.
Fundraising and bank support
Investor-ready forecasts, metrics and documents, and a clear list of what's still needed.
Why you can rely on it
Checked, approved and on the record.
Built on checked books
Every forecast starts from accounts a qualified Ting accountant has reviewed.
Every number traceable
Answers and reports show where each figure comes from, so nothing is a black box.
Forecasts held to account
Each quarter's forecast is compared with what actually happened, so the next one is better.
Confidential by default
Board packs and plans stay inside TingCloud; Ting AI runs on a paid service that doesn't train on your data.
See Ting CFO working, no sign-up needed.
Test a hiring plan against a 12-month cash forecast, switch the financial model between views, and read a sample board pack.
See pricing →